Budget Better. Save More. Eliminate Debt. Build Excellent Credit
A FREE 90-day money management coaching program for Individuals and Households who want the proven systems, coaching and accountability to finally master their finances and achieve financial freedom.
(Only 25 Spots Available)
Ready to Master Your Money?
Complete this 1-minute financial assessment to help me understand your goals and personalize your coaching experience.
Master Every Area of Your Personal Finances With A Simple System That Gives Every Dollar A Purpose.
Whether you want to stop living paycheck to paycheck despite a high income, finally eliminate debt, build meaningful savings, boost your credit score, or simply feel confident managing your money, this program gives you the complete system to make it happen.
Phase I
Budgeting & Cash Flow
Build a budget you’ll actually stick to—one that gives you control without making you feel restricted.
Phase II
Savings & Financial Security
Build savings consistently so unexpected expenses no longer become financial emergencies.
You’ll learn how to:
Phase III
Debt Elimination
Create a personalized strategy to eliminate debt permanently—not just temporarily.
You’ll learn how to:
Phase IV
Credit & Money Habits
Develop the financial habits that create lasting results—not temporary wins.
You’ll learn how to:
Bonuses:
1. Money Mindset Training
Most financial problems aren’t caused by a lack of knowledge.
They’re caused by habits.
You’ll learn how to:
2. Financial Automation Systems
Stop relying on motivation.
We’ll help you automate the important parts of your finances so you’re making progress without thinking about it every day.
Including:
3. Templates, Tools & Resources
You’ll receive the exact tools we use throughout the program. Everything is plug-and-play so you can implement what you learn immediately:
This isn’t another online course you’ll watch once and forget. It’s a guided coaching experience designed to help you build lasting financial habits and see real progress with your money.
Everything you need to finally take control of your finances—plus the coaching, accountability, and support to make it stick.
10 Weeks of Live Training
Each week, you’ll join a live coaching session where we’ll break down the different core areas of personal finance—from budgeting and cash flow to saving, debt payoff, credit, and long-term money management. Every lesson builds on the previous one, so you’ll finish with a complete financial system—not a collection of random tips.
I’ll teach you the exact principles and strategies I used to completely transform the management of my finances, including how I:
You’ll learn how to apply these same principles to your own financial situation—regardless of where you’re starting.
Weekly Group Coaching & Q&A
After each class, we’ll meet to answer your questions, resolve roadblocks, and make sure you know exactly how to implement what you’ve learned in your own finances.
6 Private 1-on-1 Coaching Sessions
These sessions are dedicated entirely to you. We’ll clarify your financial goals, identify what’s holding you back, create your personalized action plan, and make sure you stay on track throughout the program.
3–5x Weekly Office Hours
This is where the real personalization happens. We’ll review your numbers together, optimize your cash flow, solve specific financial challenges, and build systems tailored to your unique situation—so you’re making measurable progress every single week instead of trying to figure it out on your own.
Access To Our Exclusive Money Mastery Member Community
Success is easier when you’re surrounded by people moving in the same direction of mastering their money and achieving financial freedom. Get the accountability, support, and encouragement you need to stay consistent, celebrate wins, and overcome challenges together. You’re not just joining a program—you’re joining a community that’s invested in your success.
The goal isn’t just to help you manage money better for 10 weeks. It’s to give you a financial system you’ll rely on for the rest of your life—one that helps you consistently spend with intention, save with confidence, eliminate debt, and stay in control of your money no matter how much you earn.
STILL NOT SURE?
Frequently Asked Questions
In a nutshell, as soon as you join, we add you to our private Skool community so you get access to recordings of every other previous workshops/masterclasses/webinars, all our bonus materials, and the community.
You get access to all of that prior to the official start of the program- So if you want to be an overachiever you can just watch the recordings, join the office hour calls and get results before we even really “start”.
However, the “start” of the Personal Finance Transformation experience really is the 90 Day Program where I host 10 live classes, multiple weekly office hours and custom 1:1 sessions to cover all aspects of achieving personal finance mastery (money management, paying off debts faster, achieving savings goals, credit management, and mentorship). Paul will teach you ALL you need to know about money management and mastery, share the tips and tricks that helped him achieve a high credit score of 812, payoff $60k+ in <7months, accumulate over $220,000 in credit card limits and accelerate his savings goal. Paul will share how credit card companies pay him between $500-$2,000 yearly and how he cracked the financial system for success.
You get answers to your questions same or next business day. There are multiple weekly office hour calls on Zoom with Paul where he can help fix anything up that you need or give you the clarity needed to make a decision (e.g. should i pay this debt or save the money, or how do I budget this bonus or which debts should I prioritize for payment). Or just talk through your personal finance game obstacles and help you squeeze more out of your income.
So basically the program includes…
– 10 live classes to share the knowledge and wisdom Paul has accumulated on his journey to personal finance mastery and financial freedom
– Weekly group Q&A’s and 3-5x weekly office hours to provide more support than you actually need to make sure you are on track to exceed your goals
– 6 1:1 sessions to check in, customize refine your financial plan to ensure it reflects your reality and desires
– Access to my exclusive Money Mastery Community of like-minded high earners doing the exact same 90-day transformation as you — built for accountability, real conversation, and the kind of support that keeps you going on the weeks motivation runs out. Community events include: Weekly Win Wall, Milestone Celebrations & Giveaways.
Every member learns the same proven money management principles, but how you apply them is personalized to your unique financial situation, goals, income, expenses, and challenges. Through your 1:1 coaching sessions, Office Hours, and direct access to me, we’ll tailor a plan that fits your life—not someone else’s. I run your numbers with you, tell you what’s working, what’s not, and what to change — not what worked for someone else’s situation, but what works for yours. This isn’t generic financial advice; it’s practical, personalized coaching designed to help you make meaningful progress with your own finances.
It is a hybrid of both. There are 2 aspects to the program. The private and the group part. The private component is the weekly office hours and bi-weekly 1:1 sessions. The group part applies to the live classes/training and the weekly Q&A sessions that I host with you and members of your cohort.
– You regularly end the month negative or your bills generally exceed your income.
– You don’t have a constant source of income.
– You’re looking for a single hack or a magic bullet, not a system.
– You’re not ready to put in the work, however good the plan is.
– If words like “Jesus”, “Prayer”, “God”, “Tithes” or similar christian phrases trigger you or make you uncomfortable.
Not necessarily, but biblical financial principles will be incorporated from time to time because I am a christian and love Jesus. Also, Christ is the reason for the success I’ve achieved so far in my life.
I take privacy seriously because of how sensitive money matters are. All students are required to sign NDA’s before official enrollment and any other form of recording apart from mine is forbidden. We have a zero tolerance policy for judgement and discrimination.
It depends on your situation and desire to see changes. Some people see results as early as 1 week while some take longer. Regardless, I work with each student to customize a game plan and ensure they either meet or exceed their stated goals. Examples of success stories include:
– $3,000–$10,000 freed up in cash flow
– One or more high-interest debts paid off completely
– A first fully-funded 1–3 month emergency funds buffer
– Credit score increase of 40–150 points
– A practical and lively budget system based on your values and goals
– Reduction in financial arguments with your spouse
The real transformation isn’t just numbers on a spreadsheet—it’s becoming someone who consistently makes wise financial decisions.
– Because I run so many office hour calls throughout the week (often between 3 and 5 calls a week, sometimes more depending on demand), there’s usually only about 1-2 people on the call.
– I host group coaching calls weekly almost directly after each class, so that the learning is reinforced, so even if you’re waiting in line, your question will probably get answered twice before I get to you. Happens all the time.
Yes all class sessions and group Q&A sessions are recorded and available for everyone to access. However for privacy, office hours and 1:1 sessions recorded privately and are only available to the specific attendees
Yes, if that person is your spouse or significant other
Real financial transformation takes time. Ninety days gives you enough time to build lasting habits, implement your personalized plan, receive coaching through real-life situations, and create results that stick—not just temporary motivation.
– Choose your own adventure. Most students love the transformation they experience at the end and stay with us long term. They like the ongoing support and accountability.
– Or if you’ve got everything you need, there’s no hard upsells to try and lock you in – Just let us know what you wanna do.
Maybe, start your application and book a call. I’m very transparent about when I can and when I can’t help people. I have a reputation to protect
Applications are now open. Accepted participants will be placed into the next cohort once all 25 seats are filled.
Because I refuse to compromise the quality of coaching. Every participant deserves personal attention.
– Firstly this is a no judgement zone and we believe in uplifting each other. Everything discussed during sessions is kept confidential.
– Lastly and most importantly, I’ve not met or had anyone in the program who was worse than me when it comes to being bad at money. Not saying there aren’t but when most people hear my story, they feel much better about themselves and their situation
Yes there is a catch. It is my hope that after achieving your short term goals and seeing how valuable and insightful working with me is, you will stay long term with me. Also when I get you the results you want, you will refer your friends and families
No. Budgeting is only one piece of the program. You’ll build an entire financial strategy that works with your goals, income, and lifestyle.
There are 2 kinds of people who don’t succeed in this program. Those that believe they know it all and are not open to new ideas or techniques. The other group are those that don’t implement the principles or tactics shared. I give you all the playbooks needed to succeed, but some individuals still sit on their hands. If you don’t follow the system, it won’t work. Period.If you believe you fall into any of these catgories, please do not waste your time by trying to join
I help high income individuals and couples master their personal finances so they can eliminate stress, achieve their financial goals faster than they thought possible and build wealth.
Also known as the King Of Personal Finance, when it comes to money management or anything related, I am undisputed.
My coaching goes above and beyond fluff—it’s about building a financial operating system that gives you confidence, clarity, and control over your money for life. I’m not a theorist with a framework borrowed from someone else’s success. I’m a practitioner who has personally run every play I teach, through my own money, under real pressure, with real stakes. When you work with me, your financial goals become my mission — and I don’t stop until you’ve hit them, or blown past them. Whether your goal is to eliminate debt, optimize cash flow, build meaningful savings, improve your credit, or finally stop wondering where your paycheck went each month, I’ll help you create a system that works in the real world.
If you’re looking for hype, shortcuts, or overnight riches, I’m NOT the right coach. But if you’re ready to master your money with proven strategies, disciplined execution, and expert guidance, you’ve found the right place.